Terms of use

This document, and all content on the website is offered by Portal de Finanças with the address https://www.portaldefinancas.com.br/, in this term represented only by “Portal de Finanças”, which regulates all rights and obligations with everyone who accesses the website, referred to in this term as “VISITOR”, safeguarding all rights provided for in legislation, brings the clauses below as a requirement for access and visit thereof.

Staying on the website automatically implies reading and tacit acceptance of these terms of use below. This term was last updated on September 14, 2021.

1. The function of the site

This website was created and developed with the purpose of providing high-quality informative content, selling physical and digital products and promoting service provision. Portal de Finançasa seeks, through the creation of high-quality content, developed by professionals in the field, to bring knowledge within everyone’s reach, as well as promoting its own services.

All content on this website was developed seeking reliable sources and materials, as well as being based on serious and respected studies, through high-level research.

All content is updated periodically, however, some articles, videos or images may contain information that does not reflect the current truth, and Portal de Finanças cannot be held responsible in any way or form for any content that is not properly updated.

It is the user’s responsibility to use all the information present on the website with critical sense, using it only as a source of information, and always seeking experts in the area to find a concrete solution to their conflict.

2. Acceptance of the terms

This Term specifies and requires that every user, when accessing the Portal de Finanças website, read and understand all its clauses, as it establishes between Portal de Finanças and the VISITOR rights and obligations between both parties, expressly accepted by the VISITOR to remain browsing the Portal de Finanças website.

This term can and will be periodically updated by Portal de Finanças, which reserves the right to change, without any type of prior notice or communication. It is important that the VISITOR always checks whether there has been movement and what the last update was at the top of the page.

3. Glossary

This term may contain some specific words that may not be generally known. Between them:

• VISITOR: Any and all users of the website, in any form and by any means, who access the company’s website or platform via computer, notebook, tablet, cell phone or any other means.
• NAVIGATION: The act of visiting pages and content on the company’s website or platform.
• COOKIES: Small text files automatically generated by the website and transmitted to the visitor’s browser, which serve to improve the visitor’s usability.
• LOGIN: Visitor access data when registering with the COMPANY, divided between username and password, which gives access to restricted functions of the website.
• HYPERLINKS: These are clickable links that may appear on the website or in the content, which lead to another Portal de Finanças page or external website.
• OFFLINE: When the website or platform is unavailable and cannot be accessed externally by any user.

4. Access to the site

The Website and platform normally operate 24 (twenty-four) hours a day, however, small interruptions may occur temporarily for adjustments, maintenance, change of servers, technical failures or due to force majeure, which may leave the website unavailable for a period of time. limited.

Portal de Finanças is not responsible for any loss of opportunity or losses that this temporary unavailability may cause to users.

In the event of maintenance that requires a longer period of time, Portal de Finanças will inform customers in advance of the need and the expected time in which the website or platform will be offline.

Access to the website is only permitted to those over 18 years of age or those with full civil capacity. For access by minors, the express authorization of their parents or guardians is required, and they are responsible for any purchase or access made by them.

If it is necessary to register with the platform, the VISITOR must fill out a form with their data and information, to access a restricted part, or make a purchase.

All data is protected in accordance with the General Data Protection Law, and by registering on the website, the VISITOR fully agrees to the collection of data in accordance with the Law and Portal de Finanças’s Privacy Policy.

5. License to use and copy

The visitor will be able to access all content on the website, such as articles, videos, images, products and services, without any type of transfer of rights or permission to use or copy them.

All rights are preserved, in accordance with Brazilian legislation, mainly in the Copyright Law (regulated in Law No. 9,610/18), as well as in the Brazilian Civil Code (regulated in Law No. 10,406/02), or any other applicable legislation.

All content on the website is protected by copyright, and its use, copying, transmission, sale, assignment or resale must follow Brazilian law, with Portal de Finanças having all its rights reserved, and not allowing the copying or use of any form and means, without its express written authorization.

The COMPANY may, in specific cases, allow occasional exceptions to this right, which will be clearly highlighted therein, with the form and permission to use the protected content. This right is revocable and limited to the specifications of each case.

6. Obligations

When using the Portal de Finanças website, the VISITOR fully agrees to:

In no way or by any means carry out any type of action that attempts to invade, hack, destroy or harm the structure of the website, platform of Portal de Finanças or its commercial partners. Including, but not limited to, the sending of computer viruses, DDOS attacks, improper access due to failures of the same or any other form and means.

Do not unduly disclose SPAM content, competing companies, viruses, content that does not have copyright or any other content that is not relevant to the discussion of that text, video or image in the comments on the website.
The prohibition on reproducing any content from the website or platform without express authorization, and may be subject to civil and criminal liability for the same.

With the website’s Privacy Policy, just as we process data relating to registration and visits to the website, you can request their deletion at any time and in any way, using the contact form.

7. Monetization and advertising

Portal de Finanças may rent or sell advertising space on the platform, or on the website, directly to advertisers, or through specialized companies with Adsense (Google), Taboola, or other advertising platforms.

These advertisements do not imply any form of endorsement or responsibility for them, with the VISITOR being responsible for purchases, visits, access or any actions relating to these companies.

All advertisements on the website or platform will be clearly highlighted as advertising, as a way of disclaiming Portal de Finanças and informing the VISITOR.

These ads can be selected by the advertising company automatically, according to the VISITOR’s recent visits, as well as based on their search history, in accordance with the platform’s access policies.

8. General terms

The Site will display hyperlinks throughout your navigation, which may lead directly to another Portal de Finanças page or to external websites.

Although Portal de Finanças only creates links to extremely trustworthy external websites, if the user accesses an external website, Portal de Finanças has no responsibility for the means, being a mere indication of content complementation, with the user being responsible for the access, as well as about any actions you take on this website.

Pablo Nigro

Especialista em crédito. Produtor de conteúdos digitais e redator web. Atua com produção de conteúdos sobre educação financeira e deseja levar seus conhecimentos práticos para mais pessoas e assim ajudá-las a lidar melhor com seu dinheiro.